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Rowcliffe Worldwide
Automotive Finance • Prime & Subprime

Drive the Car You Want. We'll Handle the Financing.

Fast, transparent auto financing across Ontario. Approvals for all credit — prime, near‑prime, and subprime. Real people. Real results.

Same‑Day Approvals
All Credit Welcome
No Obligation

Quick Payment Estimator

For illustration only. Not an offer of credit.

Prime & Subprime Programs

New credit, bruised credit, self‑employed, newcomer — we've got options.

Transparent Rates

Clear terms, no surprise fees. We'll walk you through every line.

Dealership Network

Access to a wide range of vehicles and lenders across Ontario.

Why Rowcliffe

30+ years in the automotive world, including 10+ years focused on finance. I’ve helped countless people get approved and into vehicles when others said no.

Before finance, I spent over a decade with a luxury automotive brand. That standard of service is the bar I bring to every deal today: professional, precise, and respectful.

What I’m built on: honesty. I don’t push payments you can’t live with. I solve problems, explain options, and keep you in the driver’s seat.

  • Approvals for Prime, Near‑Prime & Subprime
  • Transparent terms — no surprises
  • Ontario‑wide dealer & lender network
  • Delivery available to your door
  • Newcomer & self‑employed programs

Finance Programs

Prime

Competitive rates for strong credit profiles with flexible terms up to 84 months.

Near‑Prime

Good but not perfect? We tailor options to keep payments comfortable.

Subprime / Rebuild

Past issues happen. We focus on approvals and rebuilding credit over time.

Newcomer / No Credit

Establish Canadian credit with lender programs built for newcomers.

Self‑Employed

Stated income, alternative documentation, and lender structures that make sense.

Refinance / Lease Buyout

Lower payments or buy out your lease when the time is right.

How It Works

1

Apply Online

2‑minute form. Soft pull options available with select lenders.

2

Get Matched

We pair you with lenders and vehicles that fit your budget.

3

Drive

Sign securely. Pick up your vehicle or arrange delivery.

Payment Estimator

Adjust the numbers to see an approximate monthly payment.

What Affects Your Rate?

  • Credit history & utilization
  • Down payment & loan‑to‑value
  • Vehicle age & mileage
  • Employment & income stability

* Estimates are for information only and not a credit decision or offer of credit. Terms and approvals vary by lender.

Five‑Star Reviews

Real clients. Real results.

Read real stories from clients across Ontario.

Get Pre‑Approved

No obligation. We’ll follow up within one business day.

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